I files Chapter 13 right before the new bankruptcy laws passed in 2005. I knew that my student loans would not be discharged. My lawyer put them all in forbearance. I finished my ch 13 a month ago and have begin to consolidate them.
Last week I received a collections notice in the mail for a 17,000 bill. I was not aware that I even had private loans thru sallie mae, but apparently I do. These are already in collections.
Can these be consolidated also? Private loans are not discharable? I have called sallie mae and have been transferred 8 times??8! After they gave me a new number to call I decided to cool my jets before I call back.
Any help would be greatly appreciated. I have no idea what to do.
Source: http://finance.coolgreatstuff.com/private-student-loans-and-what-do-do-after-chapter-13-question
